At Nashville Restorative Dentistry, we believe exceptional dentistry is an investment in your long-term health, comfort, confidence, and quality of life. We understand that financial considerations are an important part of treatment decisions, and our team is committed to making your care as understandable and manageable as possible.
Before beginning treatment, we will review your priorities and options, answer questions, discuss anticipated fees, and help you understand available insurance, payment, and financing options. Our goal is to help you move forward with confidence and clarity — never pressure.
Whether your treatment needs are simple or comprehensive, we are here to help you find an approach that works best for you.
Payment Options
For your convenience, Nashville Restorative Dentistry accepts:
- Cash
- Personal checks
- Visa
- Mastercard
- American Express
- Discover
- Health Savings Accounts (HSA)
- Flexible Spending Accounts (FSA)
- Treatment Financing Options (Cherry and Care Credit)
Payment is due at the time of treatment unless alternative financial arrangements have been made in advance.
5% Courtesy Prepayment Discount
Patients who prepay for treatment using cash or check may qualify for a 5% courtesy discount on eligible treatment.
Dental Insurance
Patients with dental insurance are welcome at Nashville Restorative Dentistry and can still use their benefits here.
While we are not contracted in-network with dental insurance companies, we gladly work with patients who have dental insurance and will help maximize available benefits whenever possible. As a courtesy, our team files claims on your behalf and reviews estimated insurance benefits to help you better understand your coverage.
We believe treatment decisions should be based on what is best for your long-term oral health, rather than the limitations of an insurance plan. Remaining independent from insurance networks allows our team to use the highest-quality materials, partner dental labs, advanced technology, and to recommend personalized treatment options without compromise.
While dental insurance can be a valuable resource, we believe the most important consideration is receiving care that supports long-term health, function, and lasting results.
Flexible Financing to Make Exceptional Dental Care More Accessible
We never want financial concerns to stand in the way of your health, comfort, or confidence.
To help make treatment more manageable, Nashville Restorative Dentistry offers trusted financing options that allow qualified patients to spread treatment costs into convenient monthly payments.
Whether your treatment is simple or more comprehensive, our team will help you understand your options and find an approach that fits your goals, priorities, and budget.
Flexible monthly payments with fast approval
Cherry offers a simple way for qualified patients to divide treatment costs into manageable monthly payments. Many patients appreciate the straightforward application process and flexible term options available. Cherry works for out-of-pocket expenses up to $50,000. Payment schedules range from 6 weeks to 60 months, with multiple interest-free and APR% options to consider.
Advantages for you:
- Budget flexibility – Smaller, more manageable payments
- Credit-friendly – No hard credit check and zero impact on credit scores
- 0% interest options (Almost 90% of patients are approved for 0% offers.)
- Instant approval
Healthcare financing designed for flexibility
CareCredit is a healthcare-focused credit card that can be used for a wide range of medical and dental expenses. Instead of paying the full cost of treatment upfront, eligible patients can use CareCredit to finance their care and pay over time. It’s accepted at many healthcare offices across the country, making it a convenient option for ongoing or future needs.
The application process is straightforward, and many patients receive a decision quickly. Once approved, you can use your account to cover qualifying treatments right away.
Qualified applicants may have access to promotional financing options or extended monthly payment plans, helping patients move forward with care sooner while fitting treatment comfortably into their budget.
We’ll Help You Prioritize Treatment
Not every patient completes treatment all at once — and that is okay.
When appropriate, we will help you prioritize treatment based on urgency, health concerns, comfort, and financial considerations. In most cases, care can be completed in thoughtful phases that allow you to move forward comfortably and confidently.
Our goal is to help you achieve beautiful results and lasting health in a way that feels realistic and manageable for you.
Questions About Payment or Financing?
We know every patient’s situation is unique. Our team is happy to help you understand insurance benefits, payment timing, and financing options so you can move forward with clarity and confidence. To learn more, call us at (615) 640-8494
Frequently Asked Questions
Do you accept dental insurance?
Yes. While we are not in-network with insurance plans, we gladly work with patients who have dental insurance and will file claims on your behalf as a courtesy.
Why are you out-of-network?
We prioritize treatment recommendations, technology, materials, and time spent with patients based on what supports the best long-term outcomes — not insurance limitations.
Can I finance my dental treatment?
Yes. We offer financing through trusted third-party providers, including Cherry and CareCredit, for qualified patients.
Do you offer monthly payment options?
Yes. Many patients choose financing to divide treatment costs into manageable monthly payments.
Can I use my HSA or FSA?
Absolutely. Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) may often be used for eligible dental treatment.
Can treatment be completed in phases?
Often, yes. Depending on your needs, treatment may be prioritized and completed in phases to help make care more manageable.
